特征变量名	信息价值	方差扩大因子	回归系数
RevolvingUtilizationOfUnsecuredLines	1.04	1.20	0.72
NumberOfTimes90DaysLate	0.83	1.19	0.64
NumberOfTime60-89DaysPastDueNotWorse	0.57	1.18	0.55
NumberOfTime30-59DaysPastDueNotWorse	0.67	1.17	0.69
Age	0.23	1.08	0.55